Banking without borders.

UniFi is a financial app that helps you send, spend, and receive money across borders.

UniFi is a financial technology company, not a bank.

World map with people sending money from the U.S. to the Philippines.

One app for all your money.

Create multiple accounts, send money, hold multiple currencies, and manage everything in one place.

UniFi Dashboard

Share accounts with anyone.

Give family, friends, or teammates access to shared money – no matter where they live.

UniFi Shared Account
Looking for more?

UniFi for Business

Accept payments, manage expenses, and pay out globally, all from one simple dashboard. Perfect for remote teams, small businesses, and founders moving money across borders.

Laptop showing UniFi for Business

Send money to the Philippines instantly.

Move money across the world in seconds — with better rates and no hidden fees.

UniFi Send Money to the Philippines

Get paid in dollars from anywhere.

Open a U.S.-based account, even from abroad. Accept payments globally and withdraw locally. Perfect for freelancers, remote workers, and anyone who wants to earn in USD or USDC.

UniFi Account Details

Earn rewards on every dollar.

Your money earns up to 3% automatically. No lockups, no effort required.

3% Rewards

Spend anywhere with your UniFi card.

Use your balance with a modern debit card accepted worldwide.

UniFi Physical Card

Use crypto without feeling like you’re using crypto.

Send and receive USDC from any wallet – no conversions, no stress, it just works.

UniFi Send USDC

Automate your finances.

Automate transfers, split paychecks, round up purchases, and more with custom Automations. Set it and forget it.

UniFi Automations
Coming soon

Borderless accounts in multiple currencies.

Hold USD, USDC, EUR, PHP, and more. UniFi makes it easy to switch between currencies.

UniFi Accounts

Built on modern infrastructure.

Powered by trusted partners like Bridge and Stripe for reliable, secure, and fast money movement.

Interoperability

Frequently Asked Questions

Find answers to common questions about UniFi

Get your account

Sign up to get personal and shared checking accounts, a UniFi debit card, and more – no account minimums.