Accounts

Organize your money with accounts

UniFi accounts* give you a powerful way to stay on track and have more money left over at the end of the month.

UniFi is a financial technology company, not a bank. Banking services are provided by Midland States Bank, Member FDIC.

Phones showing UniFi accounts

Accounts are like folders for your money.

Creating new accounts on UniFi takes seconds. Name them whatever you want, and choose an emoji to represent that account. Each account is a full-featured U.S. bank account with an account and routing number.

List of UniFi accounts

A budgeting system unique to you.

Create accounts for anything you can dream of, and use your UniFi cards to spend from the right account at the right time.

Creating a new UniFi account

Give every dollar a purpose.

By creating named accounts for different purposes, you give meaning to your money. Rather than throwing all your money into one account and hoping you stay on budget, you can separate your money by purpose. This is a proven way to stay on budget with less stress.

Phone showing rounding up purchases

Sharing accounts is easy.

We know that budgeting gets messy when you share money with other people. That’s why we make it easy to turn any account into a shared account. This helps you keep your shared finances separate from your personal finances.

Inviting someone to a shared UniFi account

Get your account

Sign up to get personal and shared checking accounts, a UniFi debit card, and more – no account minimums.