Banking in the United States 🇺🇸

Open a USD account in the United States

Hold US dollars, send money internationally in seconds, and get a Visa debit card — all from the United States, no US bank account required.

UniFi USD accounts available in the United States

Hold US dollars in the United States

Keep your money in a modern USD account built for global life in the United States — accessible in the UniFi app, anytime, anywhere.

UniFi USD account

Send money across borders in seconds

Send money internationally from the United States with great exchange rates and no hidden fees, and share accounts with family wherever they live.

Sending money internationally with UniFi

A Visa card for your USD balance

Get physical and virtual UniFi Visa cards in the United States and spend your USD balance in stores, online, and at ATMs.

UniFi Visa debit card

Banking with UniFi in the United States: FAQs

Can I open a UniFi account in the United States?

Yes. Residents of the United States can open a UniFi USD account from the UniFi app — no US bank account or US address required.

Can I hold US dollars in the United States?

Yes. Your UniFi account holds US dollars, protecting your savings from local currency volatility while you live in the United States.

Can I send and receive money internationally from the United States?

Yes. UniFi lets you send money internationally in seconds and share accounts with family across borders, all from one USD account.

Can I get a debit card with my UniFi account in the United States?

Yes. UniFi offers physical and virtual Visa debit cards in the United States, linked directly to your USD account, and usable anywhere Visa is accepted.

Get your account

Sign up to get personal and shared checking accounts, a UniFi debit card, and more – no account minimums.