UniFi

Stop Watching Your Savings Shrink

The peso has lost 19% against the dollar in 5 years. UniFi lets you hold USD — so your money holds its value.

Protect Your Savings
🇵🇭→🇺🇸

PHP vs USD

-21% over 5 years

20212022202320242026

Source: Yahoo Finance historical rates

Join Filipinos around the world who are protecting their savings

Every year, the peso buys less

₱50 in 2021

→ ₱42 in purchasing power today

📉

Double hit

Inflation + currency depreciation

Your savings lose value while sitting in the bank. It's not your fault — it's the peso.

UniFi app showing USD balance

Hold your savings in US dollars

USD is more stable than PHP1 — protect your wealth from peso volatility

Hold USD from the Philippines — no U.S. address or bank account needed

No manual conversions — add PHP, it becomes USD automatically. Convert back to PHP anytime, no fee.

1 Based on historical exchange rate data (2021–2026). Holding USD protects against peso depreciation, but currency values can fluctuate. This is not investment advice.

“But I need to spend in pesos”

No problem. Spend locally anytime with QR Ph.

Pay at 675,000+ merchants across the Philippines

Just scan and pay — UniFi converts at the mid-market rate instantly

No need to pre-convert or time the market

Works with GCash, Maya, and all major banks

Hold USD for stability. Spend PHP when you need to.

UniFi rewards screen showing 3% APY

Plus, earn 3% on your balance

Your USD doesn't just sit there — it grows.

3% Rewards

Annual rewards rate

Paid monthly. No minimums. No lockups.

Philippine savings accounts

0.25% – 1%

UniFi USD account

3%

Start Earning 3%

Rate is variable and displayed in the app.

Get started in minutes

1

Create your free account

Sign up in minutes with your Philippine ID.

2

Add funds

Deposit PHP from GCash, Maya, or any PH bank. It converts to USD automatically with no fee.

3

Watch your savings grow

Earn 3% annually on your USD balance. Spend anytime with QR Ph.

Open Your Account

Your money is safe with UniFi

Bank-level security

Enterprise-grade encryption protects your data and funds.

Regulated partners

Built on compliant U.S. financial infrastructure.

No lockup periods

Withdraw or spend anytime. No minimum holding requirements.

Trusted by Filipinos worldwide

“I have been using UniFi for a few months now and it has completely transformed how my family banks.”

“My parents got the money instantly...Transfers are quick and easy”

“I've got family in a few different countries and UniFi has made sending money around way simpler.”

UniFi does more

Receive money from family abroad — instant transfers from the U.S. and other countries

Get paid in USD — perfect for freelancers and remote workers with international clients

Share accounts with family — anywhere in the world

Common questions

Ready to protect your savings?

Open your free UniFi account and start holding USD today.

Get Started — It's Free
USD savings3% rewardsQR Ph

Protect your savings today.

Get Started